---
title: "Spenti blog — Philippines"
description: "Spenti guides and expense app comparisons for the Philippines, with a source for every claim."
url: "https://spenti.app/ph/blog/"
lang: "en"
---

[Spenti](https://spenti.app/ph/)[Get the app](https://apps.apple.com/ph/app/id6792967375)

# Spenti blog

Guides and comparisons written for this edition. The guides show how to track and budget real spending. The comparisons cite a source for every claim, and "Not disclosed" means the documents are silent, never "no".

[

COMPARED

## Expense and receipt apps in the Philippines, compared

Lista, Money Lover, Wallet and Spendee compared: where the AI runs, receipt uploads, accounts, offline use and price in pesos, with sources.

Read](https://spenti.app/ph/blog/philippines-expense-apps-compared/)[

GUIDE

## 13th month pay: budget it before December spends it for you

A simple 13th month pay budget: split it before payday, set a Christmas and Noche Buena budget in pesos, and see in January where it went.

Read](https://spenti.app/ph/blog/13th-month-pay-budget/)[

GUIDE

## Turn GCash and bank alerts into expenses on iPhone, with one Shortcuts automation

Turn GCash, Maya, BPI and bank SMS alerts into expenses in Spenti with one iPhone Shortcuts automation. OTPs are skipped; nothing leaves the phone.

Read](https://spenti.app/ph/blog/gcash-bank-alerts-to-expenses/)

## More from Spenti, in English

[

### Two small models, both on your phone

How Spenti reads receipts and answers spending questions on-device.

](https://spenti.app/blog/how-spenti-processes-receipts/)[

### Privacy is control, not secrecy.

What receipts can reveal, why it matters, and three questions to ask any app.

](https://spenti.app/blog/privacy-is-control/)